About Us

foss-bioCreig Foss

Creig Foss is a well-known financial planner serving the eastern North Carolina area since 1981. He is skilled in helping retirees and pre-retiree efficiently plan their financial future. Creig’s expertise also extends to the needs of small business owners. Believing that each individual’s case is unique, Creig listens carefully to understand each person’s goals, shunning any “cookie-cutter” approach to financial planning. Instead, he utilizes his knowledge and industry knowledge to develop an optimal, high-quality solution that meets his clients’ specific needs and goals. Raised on a farm in Lenoir County, Creig learned the values of hard work, honesty and personal initiative. Creig is a graduate of UNC at Wilmington with a B.S. degree in business administration. Away from the office, Creig is an avid salt water enthusiast. He enjoys every aspect of coastal living, whether offshore fishing or just playing with the kids or grandkids in the waterway.

Strategic Alliances

schmidtMichael Binger, CFA®
Gradient Investments, LLC

As President, Michael is the leader of Gradient Investments and has been with the firm since 2012. He brings more than 30 years of industry experience including prior roles managing multi-billion dollar portfolios for an institutional asset manager. Michael is a CFA® charterholder and is a frequent contributor on CNBC, Fox Business, Barron’s, and the Wall Street Journal.

Jeremy BryanJeremy Bryan, CFA®
Senior Portfolio Manager
Gradient Investments, LLC

Mr. Bryan is a Senior Portfolio Manager for Gradient Investments. He has been with Gradient Investments since 2016 and has over 15 years of total investment management experience. Mr. Bryan’s job history includes equity research and portfolio management roles for institutional asset managers in Minneapolis and New York. He has been a frequent contributor to media outlets including CNBC, Fox Business, Reuters, and The Wall Street Journal. Mr. Bryan graduated with a bachelor’s degree from St. Cloud State University, earned an MBA from the University of St. Thomas, and is a CFA® charterholder.

Keith Gangl, CFA®
Portfolio Manager
Gradient Investments, LLC

Keith joined Gradient Investments in 2018 and has more than 25 years of industry experience. Prior roles include asset management for a multi-billion dollar portfolio with a large institutional asset management firm. Keith is a CFA® charterholder, managed a Lipper Award winning mutual fund, and has been featured in media outlets such as Investor’s Business Daily, Nasdaq, Reuters, and Bloomberg.  


*This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC.